Beginners Credit Guide

When finishing this course, you'll have a grasp on all things credit: how it scores, managing it, and how to take control of your credit. Not only will you have an understanding of all of this, but you can start achieving your credit goals.

Get Instant Access Free Preview

What can I get?

Why would I pay for this course?

Inquiry & Collections Removal Guide
$1,000 value
Provided in the course will be exactly what you need to fight off inquiries or collections with multiple sample letters you can copy and paste.
Turning Denied Credit Card Applications into Approvals
$199 value
Denied for a credit card you really wanted? I explain how to get your denial turned into an approval in minutes.
Understand Credit
$Priceless
I walk you through exactly how to set up your credit profile, how and when to apply for credit cards for best approval odds, and explain what banks are best.

Objectives

What are some things you can learn from completing this course?

Improve your credit understanding
Learn bank rules and regulations
Maximize credit card rewards

Start your credit journey today.

Enroll Now

See what others say

Great course

Michael McElhenie

Course is great and packed with lots of valuable information. Have learned a ton and I’m only a couple lessons into the guide.

Read Less

Credit course

Morgan Bentz

This course was beyond helpful. So many people, myself included, have a poor credit score due to lack of knowledge. 10/10 recommend this course- it’s informative, easy to understand, and is already making me feel better about getting my credit tog...

Read Less

Good Course

Ryan Dickey

There was may more valuable info in this than I expected. I was able to immediately apply the knowledge that I gained from the course to increase my credit score. I applied for a couple cards that I had never heard of which resulted in big points ...

Read Less

🔥🔥🔥

Seth Williams

More knowledge on here than most schools could ever teach!!!

Read Less

This is going to change my life!!

Jamie Carr

My credit score is pretty average of 700. I know this course will help me boost it even more and help gain a deeper insight on how to leverage my credit. Trent has always helped me with credit before, so now having access to all of the knowledge h...

Read Less

Very insightful!

Madison Cox

Wow! This course was extremely helpful when it comes to understanding the ins and outs of credit as a beginner. Trent is very knowledgeable on this subject and his tips/ tricks are the proof. After completing this course I felt more confident and have a better grasp on this intimidating thing called, 'credit.' This will be a resource for me to look back on, for sure. Can't wait to see what is next! You won't regret taking this course.

Read Less

Amazing!

Morgan Richardson

This is such an insightful and great course! I didn’t realize how much I didn’t know about credit until taking this course. I think a lot of effort was put into this to set others up for success with their credit. Very excited to put what I learne...

Read Less

Course curriculum

1. Disclaimer
2. What Is Credit?
  FREE PREVIEW
1. Payment History
2. Total Credit Utilization
  FREE PREVIEW
3. Length of Credit History
4. Credit Mix and New Credit
1. Credit Score "Tiers"
2. Understand The Different Credit Accounts
3. Vantage vs. Fico Credit Scores
4. The Credit Bureaus
5. Find Your Score
  FREE PREVIEW
1. Secured Card
2. Authorized User (AU)
1. Credit vs. Debit
1. SUB's
  FREE PREVIEW
2. Credit Card Rewards
1. Points Or Cashback?
2. Credit Card Points
3. Cashback Perks
4. What Are Transfer Partners?
1. What Does This Mean?
  FREE PREVIEW
2. Why Could You Be Denied?
1. Tier 1
2. Tier 2
3. Tier 3
4. Tier 4
1. Every 3-6 Months
1. Chase 5/24 Rule
  FREE PREVIEW
2. Chase Co-Branded Cards
3. Getting Past The 5/24 Rule
4. Business Cards And The 5/24 Rule
5. Chase Sapphire Preferred and Reserve
6. Why Do I Recommend Chase?
7. Amex
8. American Express
9. 3X Credit Limit Hack- Amex
10. Barclays
11. Bank Of America (BOA)
12. Capital One
13. Citi
14. Discover
1. Hard vs. Soft Inquiry
  FREE PREVIEW
2. How Will The Hard Inquiry Impact Your Score?
1. Pending Approval
2. Contacting The Bank
1. Why You Should Say No To Store Cards
1. Skipping Security At The Airport
1. How I Would Start My Credit Journey
1. Higher Credit Lines
1. Offsetting High Annual Fees (AF)
1. Retention Offer
1. American Express Active-Duty Benefits
1. How To Get Into NFCU
1. How To Get The Apple Card With No Hard Inquiry
1. What Is Freezing A Credit Bureau?
2. Why Do You Want To Do This?
  FREE PREVIEW
1. Collections
2. Late Payments
3. Judgments or Liens
4. Identity Theft
5. Repos
6. Charge-Offs
7. Foreclosures
8. Bankruptcy
9. Student Loans
1. Removing Inquires
  FREE PREVIEW
2. Reasons For An Inquiry Dispute
1. Ignore Debt Collectors
2. Third Party
3. Debt Buyer
4. Sample Letters
1. Consumer Finance Protection Bureau (CFPB)
  FREE PREVIEW

What's included

72 lessons

Im ready

Get started now

Instant Access

Don't want to join yet?

Add your email to the mailing list to get special limited discounts.

Inquiry & Collections Removal Guide

Turning Denied Credit Card Applications into Approvals

Understand Credit

What Is Credit?

What Makes Up Your Credit Score?

Viewing Your Credit Score

Starting Your Credit Journey

Why Credit Cards Over Debit Cards?

Sign-Up Bonuses (SUB)

A Deeper Look Into Rewards

Pre-Approval

4 Tier Credit Card Latter

How Offen Should You Apply For Credit Cards?

Generalized Bank Rules

6-12-24 Inquiry Rule

How To Turn Denials Into Approvals

Staying Away From Store Credit Cards

How You Can Skip Airport Security

If I was Starting From Scratch

How Do You Get Higher Credit Lines?

How To Offset High Annual Fees

Getting Your High Annual Fees Wiped

How Do You Waive Fees If You're Military Or Active-Duty?

Navy Federal Credit Union Hack

Getting The Apple Credit Card With No Inquiry

Freezing Your Credit Bureaus And Why

Disputing Inquiries, Collections, Etc.

How To Remove Inquiries Yourself

Collections Removal

Using CFPB To Fight Inaccuracies

What's included